How it works
With thousands of retail locations, you can choose our lease-to-own solution on items such as appliances, furniture, jewelry, electronics, mobile devices, mattresses, and more.


How to Apply for Financing via Progressive Leasing:
Select Your Products
Browse through ZaynaFurniture.com and choose the items you'd like to purchase.
Choose the Progressive Leasing Option
At checkout, you’ll see the Progressive Leasing financing option. Simply click on it to begin the application process.
Apply for Financing
You’ll be redirected to a secure page where you can apply for financing with Progressive Leasing. The process is quick, and you’ll receive an instant decision.
No Credit Needed
Progressive Leasing does not require good credit to qualify, making it easier for you to get approved.
Complete Your Application
Fill in the required details such as your income and personal information, then submit your application.
To apply you will need:
- Social security number or ITIN
- Bank account details
- Credit or debit card
- To be 18 years or older
Our application process is tailored for those with less-than-perfect credit, meaning our decision to approve you for a lease is based on more than simply your credit score.


Once approved:
Review Your Terms
Upon approval, you’ll review your lease-to-own terms, including payment options and installment details.
Select Your Payment Plan
You can choose a payment plan that works best for you based on the approved terms.
Redeeming Your Finance and Getting Your Items:
Finalize Your Order
Once you've selected your payment plan, return to ZaynaFurniture.com, review your order, and complete the checkout process.
Review, sign and make your initial lease payment
An initial payment will be collected when you sign your lease. Your next payment will not be due until at least 10 days after you receive your merchandise.


Checkout and take your items home
Immediate Shipping for In-Stock Items
Once the financing is approved and the order is complete, if the items are in stock, we will immediately prepare your order for same-day or next-day delivery.
Fast Delivery to Your Door
Your new furniture will be shipped right to your home with our free local white-glove delivery service (if within delivery areas).
This process makes it easy and quick for you to finance and enjoy your new furniture without delay. If you have any questions or need assistance during the process, our customer service team is ready to help!